Privacy Policy

Last updated: August 14, 2026

What Is Living Benefits (“we,” “us,” or “our”) operates https://whatislivingbenefits.com. This policy explains what information we collect, how we use it, and the choices you have.

Information we collect

• Information you provide. When you request a call, contact us, or subscribe to our newsletter, we collect the details you submit — such as your name, email address, phone number, state of residence, age range, coverage goals, and any message you write.
• Automatically collected information. Like most websites, our hosting infrastructure logs basic technical data (such as IP address, browser type, pages viewed, and timestamps) for security and performance.

How we use your information

• To respond to your requests and connect you with a licensed insurance agent.
• To send emails you asked for — confirmations, follow-ups, and newsletters you subscribed to.
• To operate, secure, and improve the website.
• To comply with legal and regulatory obligations.

How your information is shared

We do not sell your personal information. We share it only with: (a) licensed agents who help with your request; (b) service providers that power the site — including Google Firebase (hosting and lead storage) and Brevo (email delivery and contact management) — under their own privacy and security commitments; (c) insurance carriers, if and when you choose to apply for coverage; and (d) authorities when required by law.

Communications and consent

When you submit a form with the consent checkbox selected, you agree that we may contact you by phone, text, and email about insurance products, including via automated technology. Consent is not a condition of purchase. You may revoke consent at any time by replying STOP to texts, using the unsubscribe link in emails, or contacting us at [email protected].

Data retention

We keep lead and contact records for as long as needed to serve you and to meet insurance record-keeping requirements, then delete or anonymize them.

Your rights

Depending on your state, you may have rights to access, correct, or delete personal information we hold about you, and to opt out of certain processing. To exercise any of these rights, email [email protected]. We will respond within the timeframe required by applicable law.

Security

We use industry-standard safeguards — encrypted connections (HTTPS), access controls, and secret management — to protect your data. No method of transmission or storage is 100% secure, so we cannot guarantee absolute security.

Children

This site is not directed to children under 13, and we do not knowingly collect their information.

Changes

We may update this policy from time to time. The “last updated” date above reflects the latest revision. Material changes will be posted on this page.

Contact

Questions about this policy? Email [email protected] or call (800) 555-0199.