What Is Living Benefits is an educational website and independent insurance services provider. We are not National Life Group, and this website is not affiliated with, endorsed by, or operated by National Life Group or its member companies. Product names and carrier information are used for identification and educational purposes.
Living benefits are provided by accelerated benefit riders, which are supplemental to a life insurance policy. Exercising a rider reduces the policy's death benefit and may be subject to discounts, administrative fees, and per-insured maximums. Riders are not long-term care insurance, availability and definitions vary by product and state, and payment of benefits is subject to the terms of the policy. Receipt of accelerated benefits may be taxable in some situations and may affect eligibility for public assistance programs such as Medicaid or SSI; consult a qualified tax advisor.
Content on this site is for general education only and is not insurance, legal, tax, or investment advice. Coverage is subject to underwriting and policy terms. Guarantees are dependent on the claims-paying ability of the issuing insurance company.
© 2026 What Is Living Benefits. All rights reserved.
